Archive for October 2021

2022 Massachusetts Student Essay Contest

Organized by the Cooperative Credit Union Association, administered by the Massachusetts Chapters, and delivered directly through the credit unions, AllCom Credit Union is pleased to announce the 2022 Student Essay Contest for seventh and eighth grade students.

Students in seventh and eighth grade are asked to write an essay in 250 words or less on the following topic:

“Your community, your country and the entire world continues to battle the effects of the Covid-19 virus pandemic.  Everyone has experienced changes in how we work, how we learn, how we socialize and credit unions have worked hard to continue to serve their members’ varied financial needs under very challenging circumstances – remote workers, sick or caregiving staff, covid restrictions such as masks, social distancing, and protective barriers, etc.  Please share the three biggest covid impacts in your own life and how you have challenged yourself to overcome them”  

Eight winning essays from across the state will be chosen. The first prize winner will receive $500. The seven finalists will each receive $250. In addition to the eight winning essays, there will be several honorable mention winners who will each receive $50. There will be an awards ceremony to honor the contest winners scheduled for May 20, 2022.

Application deadline: January 24, 2022

Essay Form
Contest Rules

If you have any questions, please call Erin Harvey, Branch Manager at 508.754.9980.

 

Help Us, Help You. Confirm Your Contact Information

Anytime you move or get a new phone number, it comes with a seemingly endless list of organizations that you need to inform. Whenever you change addresses, phone numbers, name, etc., it is essential to make sure you also update your information with your financial institution in particular. You may think as long as your debit card and Online Banking  works, having an updated phone number or street address isn’t important, but that couldn’t be further from the truth!

Fraud Protection: Visiting websites and making online purchases with your debit and/or credit card open an opportunity for fraudsters to exploit on. Give us the tools to protect you! 

Current Address for Confidential Information: A change of address with USPS does not mean Bank Statements and other confidential information will be forwarded. USPS does not forward bank mail. AllCom needs to be notified. Keeping your contact information and your online banking profile updated are the best ways to do this.

Important Reminders and Updates: Not updating your contact info means missing out on important reminders, and other time-sensitive prompts. Updated contact info is vital for those who don’t receive a paper statement of account.

Please contact us here or call 800-754-9980 to update your contact information.

Cybersecurity Tips to Better Protect Your Data

Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal data. And if this data falls into the wrong hands, private and financial information could be at risk. So, for businesses and individuals alike, protecting sensitive data is critical.

Be Cautious of Links
Links in emails are a common tool used by hackers to trick individuals into giving up their secure information. Typically, hackers will use emails with banking statements, flight reservations, password recovery emails and more.

If a user clicks on one of these links, they are taken to a fake site that looks eerily similar to its real counterpart. The site will ask them to login or input private information. Once a hacker has their hands on this information they have access to the user’s account.

Vary Your Passwords
Although it’s easier to remember a single password for all your different accounts, it’s not the most secure. The best practice is to vary your password for every different site and account you use. This way, if a company you use gets breached, those stolen credentials won’t work on other sites.

Use a Password Manager
A password manager is a software or program that keeps all your passwords in one place. You have one “master key” password to unlock access to these passwords. With a password manager, you won’t have to worry about remembering each of your passwords. It will also keep you from having to write passwords down (which you should never do!)

Set Up Multi-Factor Authentication
Without multi-factor authentication (MFA) set up, a user can access their account with only a username and password. But, MFA adds another layer of protection. It requires more than one method of authentication to verify a user’s identity for login.

Don’t Save Payment Information
A lot of websites allow you to save your credit card information to make future buying faster and easier. Don’t do it. Breaches happen all the time. There’s nothing to steal if your credit card isn’t saved on the site.

Keep Your Systems Up to Date
Your software, operating system, and browser should always be up to date. If your business uses a firewall, your firewall software and firmware should also be up to date. The older a system is, the more time hackers have had to try and find vulnerabilities. By updating your systems, you will prevent malware or hackers from exploiting those security weaknesses.

Avoid Unknown Sites
In this age of social media, it’s easy to share a link online. But, exercise caution when visiting new sites. With an attack like this, a user doesn’t even have to click on anything for their computer to get infected. Just visiting a site is enough to pass on malicious code.

Be Careful on Social Media
Social media is a great way to keep in touch with friends and family.  But, be aware of what you are sharing online. Criminals and hackers can learn a lot of information about you by observing your public profile. And just like you wouldn’t share all your personal information with a stranger, you shouldn’t share it all online either.

Install Anti-Virus Software
Viruses, spyware, malware, phishing attacks, and more. There are so many ways in which your data can be compromised. Installing anti-virus software on your device will help combat these attacks. Make sure the software is active and up to date, and it should prevent digital security threats before they even happen.

Avoid Unnecessary Downloads
Downloads are a prime tactic hackers use to gain access to your network. To protect your computer and your data, limit your downloads. Any unnecessary software or browser extensions should be avoided. And in an organization, employees should need authorization before downloading anything from the internet.

If you deem a download safe, always choose a custom install and watch carefully. If any add-ons or extensions pop up during automatic installations, decline them.

 

Although many things online are secure, it’s better to be safe than sorry. Be aware of any links you are clicking, software you are downloading, and sites you are visiting. Keeping a little healthy paranoia towards email, social media, and the internet can help you catch things that would otherwise slip by.

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In accordance with the City of Worcester mandate, masks are now required. Click here for more information.