Mortgage Loan Rates

Mortgage Programs

 

First Mortgages – Fixed Rates

First Mortgages – Fixed Rates
Term Rates APR* Payment/ $1,000
10 Year As Low As 3.875% 3.975% $10.07
15 Year As Low As 4.125% 4.196% $7.46
20 Year As Low As 4.375% 4.432% $6.26
30 Year As Low As 4.625% 4.668% $5.15

*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest, $160 processing fee, $89 tax service fee, and $10 flood determination fee. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.

Home Equity Loan – Fixed Rate

Home Equity Loan – Fixed Rate
Term Rates APR* Payment/ $1,000
5 Year As Low As 3.500% 3.559% $18.20
10 Year As Low As 4.000% 4.035% $10.13
15 Year As Low As 4.500% 4.528% $7.66
20 Year As Low As 5.000% 5.024% $6.60

*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.

Home Equity Line of Credit – Variable Rate

Home Equity Line of Credit – Variable Rate
Description Rates APR* Term
Home Equity Line of Credit¹: Prime ** – 0.25% 4.500% Rev.

*Annual Percentage Rate (APR). Floor Rate is 3.25%. Other terms, fees and conditions may apply. Appraisal required. Contact our Lending department for complete details.

**Adjusts monthly to Prime – .25%. Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month. Prime rate is currently 4.75%.