Mortgage Programs
First Mortgages – Fixed Rates
| Term | Rates | APR* | Payment/ $1,000 |
|---|---|---|---|
| 10 Year | As Low As 3.875% | 3.975% | $10.07 |
| 15 Year | As Low As 3.875% | 3.944% | $7.34 |
| 20 Year | As Low As 4.250% | 4.293% | $6.20 |
| 30 Year | As Low As 4.375% | 4.417% | $5.00 |
*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest, $155 processing fee, $89 tax service fee, and $10 flood determination fee. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Home Equity Loan – Fixed Rate
| Term | Rates | APR* | Payment/ $1,000 |
|---|---|---|---|
| 5 Year | As Low As 4.000% | 4.068% | $18.42 |
| 10 Year | As Low As 4.375% | 4.414% | $10.31 |
| 15 Year | As Low As 4.750% | 4.779% | $7.78 |
| 20 Year | As Low As 5.250% | 5.276% | $6.74 |
*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Home Equity Line of Credit – Variable Rate
| Description | Rates | APR* | Term |
|---|---|---|---|
| Home Equity Line of Credit¹: | Prime ** – 0.25% | 5.25% | Rev. |
*Annual Percentage Rate (APR). Floor Rate is 3.25%. Other terms, fees and conditions may apply. Appraisal required. Contact our Lending department for complete details.
**Adjusts monthly to Prime – .25%. Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month. Prime rate is currently 5.50% (as of 1/1/2019).
