Mortgage Loan Rates

Mortgage Programs

First Mortgages – Fixed Rates

First Mortgages – Fixed Rates
Term Rates APR* Payment/ $1,000
10 Year As Low As 3.375% 3.447% $9.83
15 Year As Low As 3.500% 3.550% $7.15
20 Year As Low As 3.750% 3.791% $5.93
30 Year As Low As 3.875% 3.905% $4.71

*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest, $155 processing fee, $89 tax service fee, and $10 flood determination fee. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.

Home Equity Loan – Fixed Rate

Home Equity Loan – Fixed Rate
Term Rates APR* Payment/ $1,000
5 Year As Low As 4.000% 4.068% $18.42
10 Year As Low As 4.375% 4.414% $10.31
15 Year As Low As 4.750% 4.779% $7.78
20 Year As Low As 5.250% 5.276% $6.74

*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.

Home Equity Line of Credit – Variable Rate

Home Equity Line of Credit – Variable Rate
Description Rates APR* Term
Home Equity Line of Credit¹: Prime ** – 0.25% 5.25% Rev.

*Annual Percentage Rate (APR). Floor Rate is 3.25%. Other terms, fees and conditions may apply. Appraisal required. Contact our Lending department for complete details.

**Adjusts monthly to Prime – .25%. Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month. Prime rate is currently 5.50% (as of 1/1/2019).