Mortgage Programs
First Mortgages – Fixed Rates
| Term | Rates | APR* | Payment/ $1,000 |
|---|---|---|---|
| 10 Year | As Low As 3.875% | 3.975% | $10.07 |
| 15 Year | As Low As 4.125% | 4.196% | $7.46 |
| 20 Year | As Low As 4.375% | 4.432% | $6.26 |
| 30 Year | As Low As 4.625% | 4.668% | $5.15 |
*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest, $160 processing fee, $89 tax service fee, and $10 flood determination fee. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Home Equity Loan – Fixed Rate
| Term | Rates | APR* | Payment/ $1,000 |
|---|---|---|---|
| 5 Year | As Low As 3.500% | 3.559% | $18.20 |
| 10 Year | As Low As 4.000% | 4.035% | $10.13 |
| 15 Year | As Low As 4.500% | 4.528% | $7.66 |
| 20 Year | As Low As 5.000% | 5.024% | $6.60 |
*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Home Equity Line of Credit – Variable Rate
| Description | Rates | APR* | Term |
|---|---|---|---|
| Home Equity Line of Credit¹: | Prime ** – 0.25% | 4.500% | Rev. |
*Annual Percentage Rate (APR). Floor Rate is 3.25%. Other terms, fees and conditions may apply. Appraisal required. Contact our Lending department for complete details.
**Adjusts monthly to Prime – .25%. Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month. Prime rate is currently 4.75%.
