Mortgage Programs
First Mortgages – Fixed Rates
| Term | Rates | APR* | Payment/ $1,000 |
|---|---|---|---|
| 10 Year | As Low As 3.000% | 3.068% | $9.66 |
| 15 Year | As Low As 3.000% | 3.046% | $6.91 |
| 20 Year | As Low As 3.375% | 3.413% | $5.74 |
| 30 Year | As Low As 3.500% | 3.528% | $4.50 |
*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest, $155 processing fee, $89 tax service fee, and $10 flood determination fee. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Home Equity Loan – Fixed Rate
| Term | Rates | APR* | Payment/ $1,000 |
|---|---|---|---|
| 5 Year | As Low As 3.875% | 3.94% | $18.36 |
| 10 Year | As Low As 4.250% | 4.287% | $10.25 |
| 15 Year | As Low As 4.625% | 4.653% | $7.72 |
| 20 Year | As Low As 5.000% | 5.024% | $6.60 |
*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Home Equity Line of Credit – Variable Rate
| Description | Rates | APR* | Term |
|---|---|---|---|
| Home Equity Line of Credit¹: | Prime ** – 0.25% | 3.25% | Rev. |
*Annual Percentage Rate (APR). Floor Rate is 3.25%. Other terms, fees and conditions may apply. Appraisal required. Contact our Lending department for complete details.
**Adjusts monthly to Prime – .25%. Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month. Prime rate is currently 3.25% (as of 4/1/2020).
