Consumer Loan Rates

Vehicle Loans

New or Used Model Years 2015-2022

New or Used Model Years 2015-2022
Rate APR* Term (Mos.) Payment/ $1,000
As Low As 1.99% 1.99% 36 $28.64
As Low As 1.99% 1.99% 48 $21.69
As Low As 1.99% 1.99% 60 $17.53
As Low As 2.99% 2.99% 72 $15.20
As Low As 5.24% 5.24% 84 $14.25

Used Model Years 2008-2014

Used Model Years 2008-2014
Rate APR* Term (Mos.) Payment/ $1,000
As Low As 1.99% 1.99% Up to 36 $28.64

*APR=Annual Percentage Rate. Effective 6/25/2021. All loans subject to membership & credit approval. Normal underwriting guidelines apply. New loans to AllCom CU. Maximum term 60 months. Estimated monthly payment of $17.53 per $1,000 borrowed for 60 months. 1.99% best rate available & includes 0.25% rate reduction for qualified borrowers w/ automatic payment from an AllCom account w/ monthly direct deposits of $500 or more. Rate will vary by the term of loan, model year of collateral, & credit score. AllCom will finance up to 100% of the purchase price (for purchases) or NADA retail value (for refinances). Actual amount down will depend on model year, mileage, collateral and credit worthiness. 90 Days No Payments for qualified borrowers. If credit life or disability insurance elected, premiums will be added to loan balance. Principal and interest payments deferred 90 days, with equal payments for the term of the loan thereafter. Interest will accrue during the first 90 days. AllCom CU reserves the right to rescind this offer at any time. Other rates and terms available. Call 888.754.9980 for full details.

Motorcycle Loans

Motorcycle Loans
Rate APR* Term (Mos.) Payment/ $1,000
As Low As 4.00% 4.00% 36 $29.53
As Low As 5.00% 5.00% 48 $23.03
As Low As 5.50% 5.50% 60 $19.11

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Not all borrowers will qualify for terms greater than 48 months. Other rates and terms available.

Recreational Vehicle & Boat Loans

Recreational Vehicle & Boat Loans
Rate APR* Term (Mos.) Payment/ $1,000
As Low As 5.50% 5.50% 60 $19.11
As Low As 6.50% 6.50% 120 $11.36
As Low As 7.50% 7.50% 180 $9.28
As Low As 8.50% 8.50% 240 $8.69

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Not all borrowers will qualify for terms greater than 120 months. Other rates and terms available.

Personal Loans

Unsecured Personal Loan

Unsecured Personal Loan
Rate APR* Term (Mos.) Payment/ $1,000
As Low As 8.50% 8.50% Up to 12 $87.21
As Low As 8.50% 8.50% 13-24 $45.46
As Low As 8.50% 8.50% 25-36 $31.57
As Low As 9.00% 9.00% 37-48 $24.89
As Low As 9.50% 9.50% 49-60 $21.00

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Not all borrowers will qualify for terms up to 60 months. Rates subject to change without notice. Offers may be withdrawn at any time. Subject to normal credit requirements. Other rates and terms available.

Secured Personal Loans

Secured Personal Loan
Type APR* Term (Mos.) Payment/ $1,000
Share Secured As Low As 3.02% Various Terms Various Terms
Stock Secured As Low As 8.0% Various Terms Various Terms

Rate is 3.00% above the specific savings or CD rate that is being used as collateral at the time of the loan

Visa

Visa
Rate APR* Term (Mos.) Usage
10.90% 10.90% Revolving Fixed Rate balance transfers, purchases and cash advances

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Other rates and terms available.

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