Auto Loans

 

Take advantage of our End of Summer Auto Loan Sale

Let AllCom Credit Union make your dreams come true with new and used auto loan rates as low as 2.49% APR* for model years 2012-2018. Plus for a limited time, you can choose to skip your first payment for 90 days.

Get preapproved in just minutes, so stop spending time looking for an auto loan and start spending it finding that dream car.

Apply Now!

Still in love with your current car?

Refinance your existing auto loan(s) with AllCom’s low rates to keep your same car, while paying less.

Auto Loan Rates as low as 2.49% APR* on used autos, model years 2012-2018.

Other competitively low rates available for model year 2005-2011 autos.

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Check our rates!

*Annual Percentage Rate. 2.49% best rate available based on model year, mileage and credit worthiness. 2012-2018 model years, 60-month maximum term. Loan based on payment of $17.75 per $1000 borrowed for 60 months. Other rates and terms available. AllCom reserves the right to rescind this offer at any time. Offer not valid on existing AllCom auto loans. AllCom will finance up to 100% of the purchase price (for purchases) or NADA retail value (for refinances). Actual amount down will depend on model year, mileage, collateral and credit worthiness.


Guaranteed Asset Protection (GAP):

When you finance your car, or refinance any vehicles with us, you can even take advantage of extended loan terms for up to 6 years. And we offer GAP (Guaranteed Asset Protection) for new and used vehicles: Unlike insurance plans offered through a dealer, GAP is an affordable plan that offers a high level of protection should your car need to be replaced. If it is stolen and not recovered, or deemed a total loss from an accident, GAP coverage will cover the “gap” between the value of your vehicle and the amount still owned on a loan.

The Auto Deductible Reimbursement is automatically included when you purchase GAP.

  • Pays up to $500 Per Loss (limit of two losses per year) when claim is filed and paid with primary insurance carrier on any insurance related claim.
  • Loss means an event for which the auto insurance company has approved & paid a claim which exceeds the Covered Auto Deductible for a collision or comprehensive claim.
  • Coverage is effective upon date of enrollment and will continue for three years for all vehicles that the enrolled member owns and insures. Motorcycles, boats, ATV, personal water crafts, etc. are not covered by the Auto Deductible Reimbursement, but the consumer can utilize the ADR benefit for all covered vehicles they own and insure.