Auto Loans

Need a new car?

Don’t finance through the dealer and pay a higher rate. Get preapproved in minutes with AllCom. Stop spending time looking for an auto loan and find your dream car instead!

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Still in love with your current car?

Do you have an existing auto loan(s) with another financial institution or auto dealer? Refinance today with AllCom’s low rates and keep your car while paying less! 

Auto Loan Rates as low as 5.49% APR* on used autos, model years 2018-2024.

Other competitively low rates available for model year 2011-2017 autos.

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Check our rates!

*APR= Annual Percentage Rate. All loans subject to membership and credit approval. Normal underwriting guidelines apply. New loans to AllCom CU. Maximum term is 36 months. Estimated monthly payment of $30.20 per $1,000 borrowed for 36 months. Rate will vary by the term of your loan, model year of collateral and credit score. 0.25% rate reduction for qualified borrowers with automatic payment from an AllCom account with monthly direct deposits of $500 or more. AllCom will finance up to 100% of the purchase price (for new autos) or NADA retail value (for used autos). Actual amount down will depend on model year, mileage, collateral and credit worthiness. AllCom CU reserves the right to rescind this offer at any time. Other rates and terms available.

Guaranteed Asset Protection (GAP):

When you finance your car, or refinance any vehicles with us, you can even take advantage of extended loan terms for up to 6 years. And we offer GAP (Guaranteed Asset Protection) for new and used vehicles: unlike insurance plans offered through a dealer, GAP is an affordable plan that offers a high level of protection should your car need to be replaced. If it is stolen and not recovered, or deemed a total loss from an accident, GAP coverage will cover the “gap” between the value of your vehicle and the amount still owned on a loan.

The Auto Deductible Reimbursement is automatically included when you purchase GAP.

  • Pays up to $500 Per Loss (unlimited losses per year) when claim is filed and paid with primary insurance carrier on any insurance related claim.
  • Loss means an event for which the auto insurance company has approved & paid a claim which exceeds the Covered Auto Deductible for a collision or comprehensive claim.
  • Coverage is effective upon date of enrollment and will continue for three years for all vehicles that the enrolled member owns and insures. Motorcycles, boats, ATV, personal water crafts, etc. are not covered by the Auto Deductible Reimbursement, but the consumer can utilize the ADR benefit for all covered vehicles they own and insure.