Privacy

AllCom Credit Union Privacy Policy
FACTS WHAT DOES ALLCOM CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account number and account balances
  • Credit history and credit scores

When you are no longer our customer, we may continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AllCom Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does AllCom Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus YES NO
For our marketing purposes – to offer our products and services to you NO We do not share
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
NO We do not share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We do not share
For nonaffiliates to market to you NO We do not share
Questions? Call 508-754-9980 or go to www.allcomcu.org
Who We Are
Who is providing this notice? AllCom Credit Union
What we do
How does AllCom Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect your information and we limit access to information to those employees for whom access is appropriate.
How does AllCom Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • AllCom Credit Union has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • AllCom Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Such as insurance products.
Other Important Information
AllCom Credit Union complies with 201 CMR 17:00: Standards for the Protection of Personal Information of Residents of the Commonwealth of Massachusetts.

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