Rates

Consumer Loans

Rates are effective as of 11/9/2018. Rates are subject to change

Consumer Vehicle Loans

Consumer Vehicle Loans
Description Rate Points APR* Term (Mos.) Payment/ $1,000
Vehicle Loans New or Used Model Years 2012-2019 Up to 36-Month Term As Low As 3.49% N/A 3.49% 36 $29.30
Vehicle Loans New or Used Model Years 2012-2019 37 to 48-Month Term As Low As 3.49% N/A 3.49% 48 $22.36
Vehicle Loans New or Used Model Years 2012-2019 49 to 60-Month Term As Low As 3.49% N/A 3.49% 60 $18.19
Vehicle Loans New or Used Model Years 2012-2019 61 to 72-Month Term* As Low As 3.99% N/A 3.99% 72 $15.65
Vehicle Loans New or Used Model Years 2012-2019 73 to 84-Month Term* As Low As 5.24% N/A 5.24% 84 $14.26
Vehicle Loans Used Model Years 2005-2011 Up to 36-Month Term As Low As 6.95% N/A 6.95% 36 $30.86

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Not all borrowers will qualify for terms greater than 60 months. Other rates and terms available.

Motorcycle Loans

Motorcycle Loans
Description Rate Points APR* Term (Mos.) Payment/ $1,000
Motorcycle Loans New or Used Up to 36-Month Term As Low As 4.000% N/A 4.000% 36 $29.53
Motorcycle Loans New or Used Up to 48-Month Term As Low As 5.000% N/A 5.000% 48 $23.03
Motorcycle Loans New or Used Up to 60-Month Term* As Low As 5.500% N/A 5.500% 60 $19.11

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Not all borrowers will qualify for terms greater than 48 months. Other rates and terms available.

Recreatonal Vehicle & Boat Loans

Recreatonal Vehicle & Boat Loans
Description Rate Points APR* Term (Mos.) Payment/ $1,000
Recreatonal Vehicle & Boat Loans New or Used Up to 60-Month Term As Low As 5.500% N/A 5.500% 60 $19.11
Recreatonal Vehicle & Boat Loans New or Used Up to 120-Month Term As Low As 6.500% N/A 6.500% 120 $11.36
Recreatonal Vehicle & Boat Loans New or Used Up to 180-Month Term* As Low As 7.500% N/A 7.500% 180 $9.28
Recreatonal Vehicle & Boat Loans New or Used Up to 240-Month Term* As Low As 8.500% N/A 8.500% 240 $8.69

* Annual Percentage Rate. Some restrictions apply. Rates quoted are lowest available based on creditworthiness. Not all borrowers will qualify for terms greater than 120 months. Other rates and terms available.

Personal Loans

Personal Loans
Description Rate Points APR* Term (Mos.) Payment/ $1,000
Personal Loans Up to 12-Month Term As Low As 8.50% N/A 8.50% 12 $87.21
Personal Loans Up to 24-Month Term As Low As 8.50% N/A 8.50% 24 $45.46
Personal Loans Up to 36-Month Term As Low As 8.50% N/A 8.50% 36 $31.57
Personal Loans Up to 48-Month Term As Low As 9.00% N/A 9.00% 48 $24.89
Share Secured 3% above share rate/ Various Terms As Low As 3.10% N/A 3.10%
Stock Secured/ Various Terms As Low As 8.00% N/A 8.00%
AllCom VISA Card (Non Variable Interest Rate) 10.90% N/A 10.90% Rev

Mortgage Loans

Mortgage Programs

Mortgage Programs
First Mortgages Rates Points APR* Term (Mos.) Payment/ $1,000
15 Year As Low As 4.375% 0 4.432 180 7.59
20 Year As Low As 4.750% 0 4.797% 240 6.47
30 Year As Low As 4.875% 0 4.910% 360 $5.30

*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest, $125 processing fee, $89 tax service fee, and $10 flood determination fee. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.

Home Equity Loan – Fixed Rate

Home Equity Loan – Fixed Rate
Description Rates Points APR* Term (Mos.) Payment/ $1,000
Fixed Rate Home Equity Loan -5 Year As Low As 4.000% 0 4.068% 60 $18.42
Fixed Rate Home Equity Loan -10 Year As Low As 4.375% 0 4.414% 120 $10.31
Fixed Rate Home Equity Loan -15 Year As Low As 4.750% 0 4.779% 180 $7.78
Fixed Rate Home Equity Loan -20 Year As Low As 5.250% 0 5.276% 240 $6.74

*Annual Percentage Rate (APR). Subject to change at anytime, without notice. APR based on a loan amt. of $125,000 with 15 days of prepaid interest. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.

Home Equity Line of Credit – Variable Rate

Home Equity Line of Credit – Variable Rate
Description Rates Points APR* Term
Home Equity Line of Credit¹: Prime ** – 0.25% 0 5.00% Rev.

*Annual Percentage Rate (APR). Floor Rate of 3.25% APR in effect. Other terms, fees and conditions may apply. Appraisal required. Contact our Lending department for complete details.

**Adjusts monthly to Prime – .25%. Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month. Prime rate is currently 5.25%.

Savings

Savings
Savings² APY** Minimum to earn APY**
Share Savings 0.10% $25
Money Market Account 0.40% $2,000
Premium Money Market Account 0.60% $15,000
Premium Money Market Account 0.75% $50,000
Premium Money Market Account 0.95% $100,000
Holiday Club 0.10% $25
Vacation Club 0.10% $25
IRA Share Account 0.15% $25

²Rate offered may change after account is opened. Fees may reduce earnings. See AllCom’s Fee Schedule (PDF-new window/tab) for details.

**APY =Annual Percentage Yield

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Certificates

Certificates
Certificates³ APY** Regular CD (Minimum Balance $500) APY** Jumbo CD (Minimum Balance $50,000) Term (Mos.)
Term Share Certificate (CD & IRA) – 6 month 1.60% N/A 6
Term Share Certificate (CD & IRA) – 12 months 1.90% N/A 12
Term Share Certificate (CD & IRA) – 24 months 2.30% 2.35% 24
Term Share Certificate (CD & IRA) – 36 months 2.50% 2.55% 36
Term Share Certificate (CD & IRA) – 48 months 2.75% 2.80% 48
Term Share Certificate (CD & IRA) – 60 months 3.00% 3.05% 60

³A penalty may be imposed for early withdrawal.

**APY =Annual Percentage Yield

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