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Rates

Loans | Savings | Certificates

Rates are effective as of 4/17/2014. Rates are subject to change.  

 SPECIAL PROMOTION: 
Auto Loan Rates as low as 1.99% APR*.  Call 508-754-9980 for details.

*Annual Percentage Rate. 1.99% best rate available based on model year, mileage and credit worthiness. Rate includes a 0.50% discount for automatic payment from an AllCom savings or checking account.2008-2013 model years, 60-month maximum term. Effective 2.11.13. Loan based on a payment of $17.53 per $1,000 borrowed for 60 months. Other rates and terms available. AllCom reserves the right to rescind this offer at any time. Offer not valid on existing AllCom auto loans.

           
CONSUMER LOANS

Rate

Points

APR*

Term (Mos.)

Payment/ $1,000 
Vehicle Loans New or Used
Model Years 2013 - 2008 Up to 36-Month Term

As Low As
2.49%

N/A

2.49%

36

$28.86
Vehicle Loans New or Used
Model Years 2013 - 2008 37 to 48-Month Term

As Low As
2.49%

N/A

2.49%

48

$21.92
Vehicle  Loans New or Used
Model Years 2013 - 2008 49 to 60-Month Term

As Low As
2.49%

N/A

2.49%

60

$17.75 
Vehicle Loans New or Used
Model Years 2013 - 2008 61 to 72-Month Term*

As Low As
3.99%

N/A

3.99%

72

$15.65
Vehicle Loans New or Used
Model Years 2013 - 2008 73 to 84-Month Term*

As Low As
5.24%

N/A

5.24%

84

$14.26
           
Vehicle Loans Used
Model Years 2007 - 2001 Up to 36-Month Term

As Low As
6.95%

N/A

6.95%

36

$30.87
* Annual Percentage Rate. Some restrictions apply.  Rates quoted are lowest available based on creditworthiness.  Not all borrowers will qualify for terms greater than 60 months.  Other rates and terms available.
 
Boats & Motorcycle Loans New or Used
Up to 36-Month Term

As Low As
4.00%

N/A

4.00%

36

  $29.53
Boats & Motorcycle Loans New or Used
Up to 48-Month Term

As Low As
5.00%

N/A

5.00%

48

  $23.03
Boats & Motorcycle Loans New or Used
Up to 60-Month Term*

As Low As
5.50%

N/A

5.50%

60

  $19.10
Boats & Motorcycle Loans New or Used
Up to 72-Month Term*

As Low As
6.00%

N/A

6.00%

72

 $16.58
* Annual Percentage Rate. Some restrictions apply.  Rates quoted are lowest available based on creditworthiness.  Not all borrowers will qualify for terms greater than 48 months.  Other rates and terms available.
 
Recreational Vehicle Loans New or Used
Up to 60-Month Term

As Low As
5.50%

N/A

5.50%

60

 $19.10
Recreational Vehicle Loans New or Used
Up to 120-Month Term

As Low As
6.50%

N/A

6.50%

120

$11.36
Recreational Vehicle Loans New or Used
Up to 180-Month Term*

As Low As
7.50%

N/A

7.50%

180

$9.28
Recreational Vehicle Loans New or Used
Up to 240-Month Term*

As Low As
8.50%

N/A

8.50%

240

$8.69
* Annual Percentage Rate. Some restrictions apply.  Rates quoted are lowest available based on creditworthiness.  Not all borrowers will qualify for terms greater than 120 months.  Other rates and terms available.
 
Personal Loans
Up to 12-Month Term

As Low As
6.95%

N/A

6.95%

12

 $86.53
Personal Loans
Up to 24-Month Term

As Low As
7.49%

N/A

7.49%

24

  $45.01

Personal Loans
Up to 36-Month Term

As Low As
7.99%

N/A

7.99%

36

  $31.35
Personal Loans
Up to 48-Month Term

As Low As
8.49%

N/A

8.49%

48

  $24.66
           
Share Secured
3% above share rate/  Various Terms

As Low As
3.15%

N/A

3.15%

 

 
Stock Secured/ Various Terms

As Low As
8.00%

N/A

8.00%

   
AllCom VISA Card (Non Variable Interest Rate)

10.90%

N/A

10.90%

Rev  

LOAN CALCULATOR      

MORTGAGE PROGRAMS           
First Mortgages

Rates

Points

APR*

Term
(Mos.)

Payments/
$1,000

15 Year

As Low As
3.250%

0

3.298%

180 $7.03
20 Year

As Low As
4.000%

0

4.042%

240 $6.07
30 Year

As Low As
4.250%

0

4.281%

360  $4.92

*Annual Percentage Rate (APR). Subject to change at anytime, without notice.  APR based on a  loan amt. of $125,000 with 15 days of prepaid interest, $130 processing fee, $89 tax service fee, $20 credit report fee, and $10 flood determination fee.  Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements.  Other rates, terms and programs are available.  Please contact our mortgage lending department at 508.754.9980 for complete details.     

HOME EQUITY LOAN - FIXED RATE

Rates

Points

APR*

Term (Mos.)

Payments/ $1,000  

Fixed Rate Home Equity Loan -5 Year

As Low As
3.99%

0

4.057%

60

 $18.42
Fixed Rate Home Equity Loan -10 Year

As Low As
4.49%

0

4.530%

120

 $10.37
Fixed Rate Home Equity Loan -15 Year

As Low As
4.99%

0

5.021%

180

 $7.91
Fixed Rate Home Equity Loan -20 Year

As Low As
5.49%

0

5.517%

240

 $6.88

*Annual Percentage Rate (APR). Subject to change at anytime, without notice.  APR based on a  loan amt. of $125,000 with 15 days of prepaid interest.  Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements.  Other rates, terms and programs are available.  Please contact our mortgage lending department at 508.754.9980 for complete details.     

HOME EQUITY LINE OF CREDIT - VARIABLE RATE

Rate

Points

APR*

Term

 
Home Equity Line of Credit¹:

Prime **
- 0.25%

N/A

4.000%

Rev.

 

*Annual Percentage Rate (APR). Floor Rate of  4.00% APR in effect.  Other terms, fees and conditions may apply.  Appraisal required.  Contact our Lending department for complete details.
 
**Adjusts monthly to Prime - .25%.  Prime rate is determined as the Prime Rate, published in the Wall Street Journal, on the last business day of the month.  Prime rate is currently 3.25%. 
    

 Mortgage Calculator

*APR = Annual Percentage Rate

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Rates are effective as of 4/17/2014. Rates are subject to change.

 

Savings² APY** Minimum to earn APY**
Share Savings

0.15%

$25

Money Market Account

0.20%

$2,000

Premium Money Market Account

0.30%

$15,000

Premium Money Market Account

0.45%

$50,000

Premium Money Market Account

0.60%

$100,000

Holiday Club

0.15%

$25

Vacation Club

0.15%

$25

IRA Share Account

0.20%

$25

²Rate offered may change after account is opened.  Fees may reduce earnings.  See AllCom's Fee Schedule for details.

 

**APY =Annual Percentage Yield

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Rates are effective as of 4/17/2014. Rates are subject to change.

 

Certificates³

APY**
Regular CD (Minimum Balance $500)

APY**
Jumbo CD (Minimum Balance $50,000)

Term
(Mos.)

 

 

   
Term Share Certificate (CD & IRA) - 6 month

0.40%

N/A

6
Term Share Certificate (CD & IRA) - 12 months

0.50%

N/A

12
Term Share Certificate (CD & IRA) - 24 months

0.75%

0.80%

24
Term Share Certificate (CD & IRA) - 36 months

1.10%

1.15%

36
Term Share Certificate (CD & IRA) - 48 months

1.40%

1.45%

48
Term Share Certificate (CD & IRA) - 60 months

1.50%

1.55%

60

 ³A penalty may be imposed for early withdrawal.

**APY =Annual Percentage Yield
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