Simple tips to help you stretch your dollars further.
At AllCom Credit Union, we know that saving money doesn’t always require big changes—it’s the small, everyday habits that can make a big difference over time. Here are a few smart life hacks to help you keep more money in your pocket:
1. Automate Your Savings
Set up automatic transfers from your checking to your savings account—even a small weekly amount adds up fast. Out of sight, out of mind, and into savings!
2. Meal Prep Like a Pro
Plan meals for the week, shop with a list, and cook in batches. You’ll save money by avoiding takeout and reduce food waste.
3. Use Cashback & Coupon Apps
Download apps like Rakuten, Ibotta, or Honey to earn cash back and find coupon codes for everyday purchases, from groceries to online shopping.
4. Cancel Unused Subscriptions
Take a few minutes to review your subscriptions and cancel any you don’t use. Those small monthly charges can quietly add up over time.
5. Brew Your Own Coffee
We’re not saying skip your morning pick-me-up—just try making it at home. A daily coffee shop run could be costing you over $1,000 a year!
6. Review Your Bills Annually
Call your service providers—like internet, cell, or insurance—and ask if better rates are available. Loyalty doesn’t always mean you’re getting the best deal.
Smart money habits start small, but they can lead to big savings. Need help setting up a savings plan or want to explore budgeting tools? Our team at AllCom Credit Union is here to help!
