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Real Estate Loans

 

Real Estate Loans

First Mortgages:
AllCom offers one of the most competitive Fixed Rate, First Mortgage Programs in the area due to our low closing costs*.  Unlike many lenders who boast of a low interest rate, but charge excessive fees, AllCom offers competitive rates with low closing costs.

AllCom has a mortgage loan program to fit most every need
  • Terms available for 10, 15, 20 and 30 Year Loans
  • Complimentary Mortgage Pre-Qualification for potential homebuyers
  • Obtain exceptional service with solutions that meet your financial needs
  • Members that currently have an AllCom First Mortgage should call us before you decide to refinance elsewhere…a phone call could save you money!   

Check out our rates!

Speak to a Loan Officer today at 508.754.9980, Ext. 237
* Non-refundable $75 application fee may apply on first mortgage loans.


Home Equity Lines of Credit:
Our H.E.L.O.C. has become one of our most popular mortgage products because it enables our members to be prepared for expected or unexpected events in their lives. Use your HELOC proceeds for a vacation, home improvements, tuition costs, wedding expenses or simply for a “rainy day” fund.
  • NO Closing Costs!*
  • Lines start at $20,000
  • 10-Year “draw” period.  Use the line for a full ten years, while keeping your monthly payments LOW!  Your minimum monthly payment is interest only.  Take up to 10 years to repay after that.
  • Interest Rate is Prime minus 0.25% for the life of the loan**
  • Borrow up to 80% combined loan-to-value of Appraised Value or 50% combined loan-to-value of Assessed Value

*If loan is paid off or refinanced within two years of its original date, member will reimburse the Credit Union all closing/underwriting costs.
**Prime is defined as Prime Rate as published in The Wall Street Journal as of the last business day of the preceding month. The floor interest rate of this program is 4.00%. 

Check out our rates!

Speak to a Loan Officer today at 508.754.9980 Ext. 237