Rates

Loans | Savings | Certificates

Rates are effective as of 08/20/2008. Rates are subject to change.

 

           
CONSUMER LOANS

Rate

Points

APR*

Term

 
Automobile 2008 - 2006/1 Year

As Low As
5.500

N/A

5.500

12

Calculator
Automobile 2008 - 2006/2 Year

As Low As
5.500

N/A

5.500

24

Calculator
Automobile 2008 - 2006/3 Year

As Low As
5.590

N/A

5.590

36

Calculator
Automobile 2008 - 2006/4 Year

As Low As
4.990

N/A

4.990

48

Calculator
Automobile 2008 - 2006/5 Year

As Low As
5.490

N/A

5.490

60

Calculator
Automobile 2008 - 2006/6 Year

As Low As
6.390

N/A

6.390

72

Calculator
Automobile 2005 and older/1-3 Years

As Low As
6.190

N/A

6.190

36

Calculator
Automobile 2005 and older/4 Years

As Low As
6.190

N/A

6.190

48

Calculator
Automobile 2005 and older/5 Year

As Low As
6.390

N/A

6.390

60

Calculator
Motorcycle New/1-5 Years

As Low As
8.490

N/A

8.490

60

Calculator
Motorcycle Used/1-5 Years

As Low As
9.490

N/A

9.490

60

Calculator

Recreational Vehicle-Boat/Camper/Trailer New/1-5 Years

As Low As
8.490

N/A

8.490

60

Calculator
Recreational Vehicle-Boat/Camper/Trailer New/6-20 Years

As Low As
9.240

N/A

9.240

240

Calculator
Recreational Vehicle-Boat/Camper/Trailer Used/1-5 Years

As Low As
9.240

N/A

9.240

60

Calculator
Recreational Vehicle-Boat/Camper/Trailer Used/6-20 Years

As Low As
9.490

N/A

9.490

240

Calculator
Personal 12 Months

As Low As
11.250

N/A

11.250

12

Calculator
Personal 18 Months

As Low As
11.500

N/A

11.500

18

Calculator

Personal 24 Months

As Low As
11.990

N/A

11.990

24

Calculator
Personal 30 Months

As Low As
11.990

N/A

11.990

30

Calculator
Personal 36 Months

As Low As
12.250

N/A

12.250

36

Calculator
Personal 48 Months

As Low As
12.500

N/A

12.500

48

Calculator
Share Secured/3% above share rate

As low As
3.500

N/A

3.500

240

Calculator
Stock Secured

As Low As
8.000

N/A

8.000

240

Calculator
AllCom VISA Card

As Low As
10.900

N/A

10.900

Rev  
           
MORTGAGE PROGRAMS

Rate

Points

APR*

Term

 
First Mortgage - 15 Years

6.125

0.00 6.167

180

Calculator
First Mortgage - 20 Years

6.500

0.00

6.535

240

Calculator
First Mortgage - 30 Years

6.625

0.00

6.653

360

Calculator
Rates are subject to change at anytime. Lower rates and other products may be available. Looking to roll out of your Adjustable Rate Mortgage? We may be able to help. Please call us if you have questions or would like some information on our Fixed Rate Mortgage programs..          
HOME EQUITY LOAN - FIXED RATE

Rate

Points

APR*

Term

 

Fixed Rate Home Equity Loan -
5 Year

As Low As
5.750

0.00

5.853

60

Calculator
Fixed Rate Home Equity Loan - 
10 Year

As Low As
6.500

0.00

6.563

120

Calculator
Fixed Rate Home Equity Loan -
15 Year

As Low As
6.750

0.00

6.796

180

Calculator
Fixed Rate Home Equity Loan -
20 Year

As Low As
7.250

0.00

7.291

240

Calculator
HOME EQUITY LINE OF CREDIT - VARIABLE RATE

Rate

Points

APR*

Term

 
Home Equity Line of Credit:

 3.99%*

N/A

3.99%

N/A

 
* Introductory Home Equity Line of Credit. Rate of 3.99% is fixed for 1 year then adjusts monthly to Prime - .25% thereafter. Offer good for new home equity lines only.  

 

     

 

*APR = Annual Percentage Rate

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Rates are effective as of 08/20/2008. Rates are subject to change.

 

Savings APY* Minimum to earn APY*
Share Savings

0.50

$25
Money Market Account

1.01

$2,000
Premium Money Market Account

1.50

$15,000
Premium Money Market Account

1.75

$50,000
Premium Money Market Account

2.00

$100,000
Holiday Club

0.50

$25
Vacation Club

0.50

$25
IRA Share Account

1.11

$25

 

*APY =Annual Percentage Yield

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Rates are effective as of 08/20/2008. Rates are subject to change.

 

Certificates

APY*
Regular CD (Minimum Balance $500)

APY*
Jumbo CD (Minimum Balance $50,000)

Term
(Months)

Term Share Certificate (CD & IRA) - 6 month

2.85

N/A 6 
Term Share Certificate (CD & IRA) - 7 month

3.55

N/A 7
Term Share Certificate (CD & IRA) - 12 months

3.25

N/A 12
Term Share Certificate (CD & IRA) - 24 months

3.55

3.65

24
Term Share Certificate (CD & IRA) - 36 months

3.65

3.75 36
Term Share Certificate (CD & IRA) - 48 months

3.85

3.95 48
Term Share Certificate (CD & IRA) - 60 months

4.05

4.15 60

 

*APY =Annual Percentage Yield
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